Sterling Reef, a Codno Condominium Association
Sterling Reef, a Codno is a 126-unit condominium at 12011 Front Beach Rd, Panama City Beach 32407. Florida's condominium register lists its association as Sterling Reef Owners' Association, Inc. (managing-entity no. MA00024979), and the condominium declaration was recorded on March 16, 2005.
Address and management: 12011 Front Beach Rd, Panama City Beach 32407. The state register does not name a management company; ask the front desk or the board for the current manager.
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What the state register records
- Association (legal name)
- Sterling Reef Owners' Association, Inc. — on file as “STERLING REEF OWNERS' ASSN, INC”
- DBPR managing-entity no.
- MA00024979
- Condominium
- STERLING REEF, A CODNO · DBPR project no. PR1S026593
- Units
- 126
- Declaration recorded
- Address on file
- 12011 FRONT BEACH RD, PANAMA CITY BEACH, FL 32407
A DBPR record identifies the association registered for the condominium. It does not describe the association's finances, rules, inspections or current management — confirm those with the association.
How to reach the association
- Search Florida's Division of Corporations for “STERLING REEF OWNERS' ASSN, INC” to see its registered agent, principal address and officers. We have matched corporate records only for associations in Miami-Dade, Broward and Palm Beach counties so far, so none is shown here.
- Ask the front desk or the board which company manages the building; that manager handles questionnaires, estoppels, insurance certificates, move-ins and rental applications.
- Check a manager's license with the DBPR licensee search.
Lender or title company? Which condo documents to request, and from whom
Documents to ask for before you buy or rent
The current budget and reserve balance, the latest milestone inspection report and structural integrity reserve study where they apply, recent board minutes, any special assessment notices, and the rental and pet rules. Our condo document checklist and milestone inspection and SIRS guide explain each one.
Nearby condominiums on the same street
Registered condominiums with 20+ units closest to 12011 Front Beach Rd by house number.
- Majestic Beach Tower I10901 Front Beach Road · 329 units · 2005
- Majestic Beach Tower II10811 Front Beach Road · 194 units · 2006
- Grandview East10716 Front Beach Rd · 80 units · 2005
- Ocean Villa10625 Front Beach Rd · 125 units · 2006
- Long Beach Tower IV10517 Front Beach Rd · 95 units · 2000
- Long Beach Tower III10515 Front Beach Rd · 84 units · 1999
- Long Beach Tower I10511 Front Beach Rd · 97 units · 1997
- Long Beach Tower II10511 Front Beach Rd · 84 units · 1996
Condominiums of similar size in Panama City Beach
The registered condominiums closest to Sterling Reef, a Codno's 126 units among Panama City Beach's 138 with 20 or more, largest first.
- Edgewater Tower I11483 W Alt Highway 98 · 144 units · 1985
- Edgewater Tower II11619 W Alt Highway 98 · 144 units · 1986
- Hibiscus by the BayUnknown · 140 units · 2005
- Commodore4715 Thomas Dr · 135 units · 1985
- Palazzo17281 Front Beach Road · 129 units · 2008
- Dunes of Panama PH V7205 Thomas Dr · 120 units · 1985
- Pelican Walk6905 Thomas Dr · 118 units · 1983
- Continental Condo1413 West Highway 98 · 111 units · 1976
- Beachwalk17751 Hutchison Rd · 109 units · 1988
Good to know
Sterling Reef, a Codno: common questions
Answered from the state register, and clear about what it doesn't cover.
What is the name of the Sterling Reef, a Codno condo association?
Florida's Division of Florida Condominiums, Timeshares and Mobile Homes registers Sterling Reef Owners' Association, Inc. (DBPR managing-entity no. MA00024979) as the managing entity for Sterling Reef, a Codno, DBPR project no. PR1S026593. The state's spelling is "STERLING REEF OWNERS' ASSN, INC".
How many units does Sterling Reef, a Codno have?
DBPR records 126 units for Sterling Reef, a Codno at 12011 Front Beach Rd, Panama City Beach. That makes it the 42nd-largest of the 138 registered condominiums with 20 or more units in Panama City Beach.
When was Sterling Reef, a Codno established as a condominium?
Its condominium declaration was recorded on March 16, 2005, according to DBPR. About 71% of Panama City Beach's registered condominiums with 20+ units were recorded in an earlier year. A recorded date marks when the building became a condominium, which is not necessarily when it was built.
How do I contact the Sterling Reef, a Codno association?
Florida's Division of Corporations (Sunbiz) lists the association's registered agent, principal address and officers on file. Most day-to-day requests (estoppel certificates, move-ins, rental approval) go through the property manager, which DBPR's register does not name. Ask the front desk, the board or the unit owner for the current manager. Miami Condo HQ is an independent research site, not the association, so we can't pass requests on to it.
I'm a lender or title company. Who completes the condo questionnaire and provides the insurance certificate?
The association or its management company — not Miami Condo HQ. We are an independent research website with no access to Sterling Reef Owners' Association, Inc.'s records, so we can't complete condo questionnaires, issue estoppel certificates or supply master insurance policies. Ask the unit owner or the building for the current property manager, or look up the association's registered agent and principal address in Florida's Division of Corporations (Sunbiz).
Does Sterling Reef, a Codno need a milestone inspection or a structural integrity reserve study?
Florida's 2022 condominium safety law (SB 4-D, amended since) requires milestone inspections and structural integrity reserve studies for many condominium buildings, depending on height, age and distance from the coast. DBPR's register does not say whether Sterling Reef, a Codno has completed either. Ask the association for its latest milestone inspection report, its SIRS and its reserve funding schedule.
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- Which association documents to ask for, and from whom
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- We can't provide association records, questionnaires or insurance certificates
