Summer Towne Cottages Condominium Association
Summer Towne Cottages is a 20-unit condominium at 16328 Front Beach Rd, Panama City Beach 32407. Florida's condominium register lists its association as Summer Towne Owners Association, Inc. (managing-entity no. MA00024154), and the condominium declaration was recorded on June 12, 2001.
Address and management: 16328 Front Beach Rd, Panama City Beach 32407. The state register does not name a management company; ask the front desk or the board for the current manager.
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What the state register records
- Association (legal name)
- Summer Towne Owners Association, Inc. — on file as “SUMMER TOWNE OWNERS ASSOC., INC.”
- DBPR managing-entity no.
- MA00024154
- Condominium
- SUMMER TOWNE COTTAGES, A CONDO · DBPR project no. PR1P025761
- Units
- 20
- Declaration recorded
- Address on file
- 16328 FRONT BEACH RD, PANAMA CITY BEACH, FL 32407
A DBPR record identifies the association registered for the condominium. It does not describe the association's finances, rules, inspections or current management — confirm those with the association.
How to reach the association
- Search Florida's Division of Corporations for “SUMMER TOWNE OWNERS ASSOC., INC.” to see its registered agent, principal address and officers. We have matched corporate records only for associations in Miami-Dade, Broward and Palm Beach counties so far, so none is shown here.
- Ask the front desk or the board which company manages the building; that manager handles questionnaires, estoppels, insurance certificates, move-ins and rental applications.
- Check a manager's license with the DBPR licensee search.
Lender or title company? Which condo documents to request, and from whom
Documents to ask for before you buy or rent
The current budget and reserve balance, the latest milestone inspection report and structural integrity reserve study where they apply, recent board minutes, any special assessment notices, and the rental and pet rules. Our condo document checklist and milestone inspection and SIRS guide explain each one.
Nearby condominiums on the same street
Registered condominiums with 20+ units closest to 16328 Front Beach Rd by house number.
- Sterling Breeze16701 Front Beach Rd · 145 units · 2008
- Calypso Tower III15928 Front Beach Rd · 250 units · 2021
- Tidewater Beach I16819 Front Beach Road · 275 units · 2006
- Tidewater Beach II16819 Front Beach Rd · 303 units · 2005
- Calypso Towers I15817 Front Beach Road · 198 units · 2006
- Calypso Towers II15817 Front Beach Road · 198 units · 2006
- Aqua15625 Front Beach Rd · 233 units · 2007
- Palazzo17281 Front Beach Road · 129 units · 2008
Condominiums of similar size in Panama City Beach
The registered condominiums closest to Summer Towne Cottages's 20 units among Panama City Beach's 138 with 20 or more, largest first.
- Oceanna8000 Surf Dr · 23 units · 1980
- Edgewater Golf Villas V-C520 Beckrich Rd · 22 units · 1988
- Plazas of St Thomas I8600 Thomas Dr · 22 units · 1985
- Bay Point Golf Villas IIIBay Point Road · 21 units · 1974
- Emerald Shores19504 West Front Beach Road · 21 units · 1985
- Bonita Beach17907 Alt Highway 98 · 20 units · 1982
- Forest Hills Tennis Villas520 Beckrich Rd · 20 units · 1994
- Horizon South Xvi17462 W Highway 98 · 20 units · 1993
- Pirates Cove Inlet Condo IIICain Rd · 20 units · 1990
- St. Andrews Park Place4421 Thomas Dr · 20 units · 1999
Good to know
Summer Towne Cottages: common questions
Answered from the state register, and clear about what it doesn't cover.
What is the name of the Summer Towne Cottages condo association?
Florida's Division of Florida Condominiums, Timeshares and Mobile Homes registers Summer Towne Owners Association, Inc. (DBPR managing-entity no. MA00024154) as the managing entity for Summer Towne Cottages, DBPR project no. PR1P025761. The state's spelling is "SUMMER TOWNE OWNERS ASSOC., INC.".
How many units does Summer Towne Cottages have?
DBPR records 20 units for Summer Towne Cottages at 16328 Front Beach Rd, Panama City Beach. That makes it the 133rd-largest of the 138 registered condominiums with 20 or more units in Panama City Beach.
When was Summer Towne Cottages established as a condominium?
Its condominium declaration was recorded on June 12, 2001, according to DBPR. About 62% of Panama City Beach's registered condominiums with 20+ units were recorded in an earlier year. A recorded date marks when the building became a condominium, which is not necessarily when it was built.
How do I contact the Summer Towne Cottages association?
Florida's Division of Corporations (Sunbiz) lists the association's registered agent, principal address and officers on file. Most day-to-day requests (estoppel certificates, move-ins, rental approval) go through the property manager, which DBPR's register does not name. Ask the front desk, the board or the unit owner for the current manager. Miami Condo HQ is an independent research site, not the association, so we can't pass requests on to it.
I'm a lender or title company. Who completes the condo questionnaire and provides the insurance certificate?
The association or its management company — not Miami Condo HQ. We are an independent research website with no access to Summer Towne Owners Association, Inc.'s records, so we can't complete condo questionnaires, issue estoppel certificates or supply master insurance policies. Ask the unit owner or the building for the current property manager, or look up the association's registered agent and principal address in Florida's Division of Corporations (Sunbiz).
Does Summer Towne Cottages need a milestone inspection or a structural integrity reserve study?
Florida's 2022 condominium safety law (SB 4-D, amended since) requires milestone inspections and structural integrity reserve studies for many condominium buildings, depending on height, age and distance from the coast. DBPR's register does not say whether Summer Towne Cottages has completed either. Ask the association for its latest milestone inspection report, its SIRS and its reserve funding schedule.
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- We can't provide association records, questionnaires or insurance certificates
